A flat is an aspirational achievement for many Indians. And it will be for you too! It is not just a flat. It is a dream come true for many people. It will be your home for the rest of your life. All the magical moments of your life will take place in this flat. Don’t you think that everything should be perfect? It should be. 

Apartments in Mohali often come at a costlier price than other areas of the state. Therefore, proper verification is required before you take any decision. After all, your hard-earned money must not go to waste. It should be invested in your fortress where you harbour new ambitions and achieve the milestones of your life. 

Hence, we have mentioned seven steps that you should follow to verify the authenticity of your desired 3 BHK in Zirakpur. 

1. Thorough Property Inspection

You should personally visit the location before making a decision. A personal visit will reveal many hidden issues in the flat. For example, you must perform a detailed inspection of the plumbing and tiling of the flat. They must be waterproof and high quality. The electrical connections must not be visible. They are covered properly to avoid accidental shocks.

Moreover, check for dead areas and outdoor views from the assigned flat. You must have comfort in all corners. Also, remember to check the vaastu and the facing of the flat. 

2. Legal Verification

The property must be free from all legal issues. Therefore, you should check the legal documents of your Zirakpur luxury apartments. Here is a simple list of the documents you will need. 

• Title Deed Verification: You must have a legitimate ownership of the property. 
• Property Tax Clearance: You must obtain a government property tax clearance certificate. This certificate is proof that you have paid all the property taxes. 
• Society Registration: The society must be registered with the National Portal of India. 
• Any legal disputes: The property must be free from legal disputes with the government or local authorities. 

3. Builder and Developer Verification

The builder responsible for constructing your apartments in Mohali should have a good reputation in the market. You must check their track record before proceeding with a purchase. They must have successfully completed projects under their portfolio to be eligible for your investment. You must also check for their project approvals and licenses. Thus, you will ensure that a safe and uncontroversial property comes under your name. 

4. Financial Due Diligence

The property you buy should have a competitive price. It must match the property prices in the neighbourhood. You should compare the property prices in the area to see if the offering is worth the hype. Another important thing to note is that hidden costs will arise once you start living in your 3 BHK in Zirakpur. These expenses include maintenance charges and property taxes. Account for these expenses in the future before making a decision. 

5. Society and Neighborhood Check

A safe and secure society must be your priority. Your family should feel safe while walking around the neighbourhood. There must be appropriate safety precautions and infrastructure in the society. Hence, you must personally check if the builder is providing you with these basic facilities. You should also check the amenities available and compare their quality with neighbouring properties. Zirakpur luxury apartments also have strict rules and regulations. Hence, study the area completely. 

6. Home Loan and Financial Aspects

Every homeowner has the liberty to apply for a home loan. You will find many banks and NBFCs in the market providing your home loans at the lowest interest rates. Hence, you can pick a loan that offers you excellent benefits while lowering your cost of ownership. These companies will also assist you in calculating the cost of ownership and suggest the best possible way of repaying the loan. They will structure your EMIs in such a way that they are quite affordable for you. 

7. Documentation Verification

We already mentioned the legal requirements for the verification of the flat. However, there are a few more legal documents that you need to check. Here’s another list: 

• NOCs
• Occupancy certificate
• Verify the carpet area, built-up area, and super built-up area. 

Let us clarify it for you the last point. A carpet area is the actual area of the 3 BHK in Zirakpur that you will use. It becomes a built-up area when you add the area of walls to it. Lastly, when you add the area of the common spaces, you get a super built-up area. Hence, ensure that you are getting the right carpet area in the offer. 

Buying a flat is a big decision. It requires careful planning and verification. The process can be overwhelming, but you can make an informed decision with the right steps. These steps will help you make a confident investment in your dream home. Remember, thorough research and due diligence lead to a successful property purchase of your dream apartment in Mohali.